This endorsement covers up to 70% of the horse’s value should the horse suffer an accident, injury or illness and becomes permanently unfit for use at its previous level. Horses under $25,000 or over $500,000 in value are not eligible for this endorsement.
Eligible disciplines include Hunter/ Jumper, Dressage, Cutting and Reining. Full Mortality and Major Medical are required for this coverage. Loss of Use is not available to new risks after November 1st of their 12th year of age.